The auto policy provides insurance protection against covered claims of others for:

• Bodily Injury Liability – Provides liability coverage for the accidental injury or death of another person if caused by you in an automobile related accident.
• Property Damage Liability – Provides liability coverage for accidental damage to other people’s property if caused by you in an automobile related accident.
• Defense Costs – Your defense Costs are covered, including court costs, legal expenses and attorney’s fees.

• Medical Payments – Covers you and your family in any car and anyone riding in your car for medical expenses resulting from an auto accident.
• Collision – Covers you for Collision damage to your car as the result of an accident, regardless of who was at fault.
• Other than Collision – Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects and other specified casues of loss.
• Uninsured/Underinsured Motorists – Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured driver or hit-and-run driver.

• Two or more cars
• Passive Restraint Systems
• Anti-Theft Devices
• Glass Etching Identification
• Drivers age 50 and over
• Higher deductible on Collision and Other than Collision coverage
• Company provided vehicle
• Package discounts available when both auto and home written together.