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Auto Insurance

Auto Insurance

The auto policy provides insurance protection against covered claims of others for:

  • Bodily Injury Liability – Provides liability coverage for the accidental injury or death of another person if caused by you in an automobile related accident.
  • Property Damage Liability – Provides liability coverage for accidental damage to other people’s property if caused by you in an automobile related accident.
  • Defense Costs – Your defense costs are covered, including court costs, legal expenses and attorney’s fees.

You are protected by the policy for:

  • Medical Payments – Covers you and your family in any car and anyone riding in your car for medical expenses resulting from an auto accident.
  • Collision – Covers you for Collision damage to your car as the result of an accident, regardless of who was at fault.
  • Other than Collision – Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects and other specified causes of loss.
  • Uninsured/Underinsured Motorists – Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured driver or hit-and-run driver.

Other options may be available.

Potential Auto Insurance Discounts

  • Two or more cars
  • Passive Restraint Systems
  • Anti-Theft Devices
  • Glass Etching Identification
  • Drivers age 50 and over
  • High deductible on Collision and Other than Collision coverage
  • Company provided vehicle
  • Package discounts available when both auto and home written together.
  • Ticket and Accident Forgiveness
  • Good Student Discount

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