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Life Insurance

Life Insurance

Life insurance is the foundation of financial security for you and your family. Life insurance can pay for the one time costs associated with a death and provide an income to the survivors.

There are several types of life insurance. Term is the most basic kind of insurance. It provides affordable protection for a pre-defined length of time. It is most often used when the need is for a person under thirty years old.

Permanent insurance [indexed universal life, universal life or whole life] is best when the need is for a long period of time or to provide estate liquidity.

Sometimes the best solution involves using both types of coverage. Each persons need for coverage is different and is best determined through a conversation with one of our agents.

Estimate the amount of life insurance needed for your individual situation, click here.

We represent a number of excellent companies – here are a few links for additional information:

  • Genworth
  • John Hancock

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